Year Percent 1992 4.38 1993 4.4 1994 4.41 1995 4.42 1996 4.43 1997 4.44 1998 4.45 1999 4.46 2000 4.47 2001 4.49 2002 4.5 2003 4.51 2004 4.52 2005 4.53 2006 4.33 2007 4.13 2008 3.93 2009 3.73 2010 3.53 2011 3.49 2012 3.45 2013 3.4 2014 3.36 2015 3.32