Year Percent 1990 4.21 1991 4.18 1992 4.16 1993 4.13 1994 4.11 1995 4.08 1996 4.06 1997 4.03 1998 4.01 1999 3.98 2000 3.96 2001 3.93 2002 3.9 2003 3.87 2004 3.84 2005 3.81 2006 3.78 2007 3.75 2008 3.72 2009 3.69 2010 3.66 2011 3.64 2012 3.61 2013 3.58 2014 3.55 2015 3.52