Year	lending rate minus deposit rate, %
1990	5.068058061297798
1991	5.937273465631403
1992	9.599262769855198
1993	10.3889861665374
1994	7.888410163925297
1995	7.8415497079713
1996	6.677910480677703
1997	4.1112029938875025
1998	3.866302404889298
1999	3.6926542953668005
2000	3.408521540333389
2001	3.13227567524984
2002	2.848604717038631
2003	2.525605894635441
2004	2.320682542904599
2005	2.1307120380409303
2006	2.0464435082560106
2007	1.8555995832710792
2008	2.125331156577241
2009	2.897420057250919
2010	2.66051589284207
2011	2.830267636875
2012	2.7276198146583397
2013	2.53316407953333
2014	2.6700717419916598
2015	1.7899873943666698
2016	1.5081178855166628
2017	1.361047065975003
2018	1.40664516340833
2019	1.68766965223333
2020	1.4905433587166699
2021	1.950489643
2022	2.29175461815837
2023	2.184509217324999