Year lending rate minus deposit rate, % 1981 9.20730579581193 1982 9.20730579581193 1983 8.12995589590128 1984 8.71554882140585 1985 9.371480372457938 1986 10.26146507238413 1987 8.978628587229641 1988 7.854169022886699 1989 7.42664631598063 1990 7.84545337024643 1991 7.767378694090791 1992 8.504238343562129 1993 7.776204507673881 1994 7.22731904680981 1995 8.257675074939002 1996 8.3192217895538 1997 8.0302144349956 1998 6.603332621405429 1999 8.03285189657608 2000 8.26708974546185 2001 8.091128336879901 2002 8.322412865868479 2003 9.53148404892279 2004 8.0235716389505 2005 7.77163550337065 2006 7.832998997201379 2007 7.02112310244054 2008 6.825097534222611 2009 7.33071957205894 2010 7.292588278682441 2011 6.50781636766864 2012 6.4422651857527296 2013 6.14097611266563 2014 6.19751425977533 2015 6.58183333333334 2016 6.605 2017 6.6825 2018 6.53773733333334 2019 6.21814691666666 2020 5.60369891666667 2021 5.36490466666667 2022 5.31147208333333 2023 5.17315975