Year	lending rate minus treasury bill rate, %
2006	8.1089099222222
2007	7.1418347647142495
2008	6.58141308214066
2009	7.4556700308146
2010	7.15128209422683
2011	5.852470481848659
2012	5.72327551412995
2013	7.133124018866001
2014	9.3883950931977
2015	9.25998923115897
2016	8.96423006654233
2017	8.86312259528097
2018	7.972925670414231
2019	8.036668092485561
2020	7.194514842693129
2021	6.61928566776367
2022	6.83172030290501
2023	6.5285150596832