Year	lending rate minus deposit rate, %
1982	10.13778658167196
1983	9.24650485590568
1984	8.6793255758726
1985	9.7553593774129
1986	10.6836931492897
1987	10.24497380561881
1988	9.36804327305563
1989	9.57060730163887
1990	8.92240241017249
1991	8.55731986246048
1992	8.348515961502521
1993	7.951888105413669
1994	7.415853293822279
1995	7.4046626630565395
1996	6.253725522876401
1997	7.307708577753459
1998	7.577119273874301
1999	7.31841345901386
2000	7.36402505966185
2001	5.959054826943739
2002	7.71666474769962
2003	8.66119735588428
2004	6.86297313914425
2005	7.197663489678499
2006	6.900449604646361
2007	6.63009724210218
2008	6.300144269785951
2009	7.719673484713869
2010	7.4958601766579
2011	7.57355115138708
2012	6.86777135402178
2013	6.629746996008111
2014	6.786439096033121
2015	7.134916666666659
2016	7.095
2017	6.865
2018	6.45036983333333
2019	6.23277458333334
2020	5.66562491666666
2021	5.373684750000001
2022	5.547815999999999
2023	6.0310825