Year	lending rate minus deposit rate, %
2006	7.467111087777759
2007	7.264586337730469
2008	6.1788496671066095
2009	8.0920514957006
2010	7.92561987946818
2011	6.459588148816819
2012	6.11281991705604
2013	6.345603667837031
2014	7.411442878557629
2015	7.537941536829621
2016	6.9728834799931905
2017	6.9580936460073595
2018	7.117407541660301
2019	7.676257428707281
2020	7.310731667906382
2021	6.950119374747954
2022	6.86163449100623
2023	6.768370992438538