Year Percent 1996 4.04 1997 3.96 1998 3.79 1999 3.88 2000 3.31 2001 3.17 2002 3.26 2003 3.24 2004 3.02 2005 2.94 2006 2.97 2007 2.94 2008 2.86 2013 4.14