Year	lending rate minus deposit rate, %
1982	5.911926369448
1983	5.61022122130017
1984	6.5120531211257005
1985	6.065347384483199
1986	6.288700252804399
1987	6.556723694789899
1988	6.556723694789899
1989	7.233276395573229
1990	6.9840201373899
1991	7.04169189469608
1992	7.56123873026805
1993	7.730565045500979
1994	7.11514702176833
1995	7.2991388463765
1996	7.130377087454751
1997	6.904520139711329
1998	7.04552940647272
1999	7.016395941838979
2000	7.80627045439116
2001	7.16324033721365
2002	7.0589339319797
2003	7.8420671299671
2004	5.683024456612859
2005	6.771224387858569
2006	6.16938352584815
2007	5.909910410995529
2008	5.861970650773451
2009	6.81606022383702
2010	6.194548967273041
2011	5.63801964512856
2012	5.9448664843794
2013	6.023547271212221
2014	6.06191561405009
2015	6.21774999999999
2016	6.3725
2017	6.319999999999999
2018	6.17742708333334
2019	5.7718065
2020	5.08583708333333
2021	4.61509525
2022	4.920984750000001
2023	4.3039785