Year Percent 1989-12-31 10.885 1990-12-31 9.835 1991-12-31 10.255 1992-12-31 10.13 1993-12-31 6.16 1994-12-31 6.07 1995-12-31 4.99 1996-12-31 3.95 1997-12-31 4.2 1998-12-31 2.96 1999-12-31 3.15 2000-12-31 4.73 2001-12-31 3.2 2002-12-31 2.77 2003-12-31 2.04 2004-12-31 2.06 2005-12-31 2.35