Year Percent 1989-12-31 9.23 1990-12-31 9.99 1991-12-31 9.47 1992-12-31 10.28 1993-12-31 7.9 1994-12-31 5.9 1995-12-31 5.81 1996-12-31 4.27 1997-12-31 4.12 1998-12-31 3.89 1999-12-31 2.69 2000-12-31 4.25 2001-12-31 4.15 2002-12-31 3.2 2003-12-31 2.24 2004-12-31 2.02 2005-12-31 2.09