Year Percent 1996-12-31 6.4 1997-12-31 7.335 1998-12-31 5.485 1999-12-31 5.875 2000-12-31 5.61 2001-12-31 3.92 2002-12-31 3.795 2003-12-31 3.995 2004-12-31 4.745 2005-12-31 4.405 2006-12-31 5.26 2007-12-31 5.285 2008-12-31 1.205 2009-12-31 0.535 2010-12-31 0.605 2011-12-31 0.475 2012-12-31 0.445