Year Percent 1999-01-01 3.92 2000-01-01 3.85 2001-01-01 3.86 2002-01-01 3.86 2003-01-01 3.88 2004-01-01 3.65 2005-01-01 3.55 2006-01-01 3.43 2007-01-01 3.18 2008-01-01 3.55 2009-01-01 3.01 2010-01-01 2.91 2011-01-01 2.79 2012-01-01 2.57 2013-01-01 2.56 2014-01-01 2.58 2015-01-01 2.45 2016-01-01 2.43