Year	lending rate minus deposit rate, %
2001	8.98076923076925
2002	8.95414261100505
2003	8.971185897435898
2004	8.45439965846715
2005	7.86679166666665
2006	7.61749999999997
2007	7.673333333333369
2008	6.72948274124623
2009	8.036664928603749
2010	8.80662931663317
2011	8.72045795605664
2012	7.695416666666665
2013	7.659999999999985
2014	7.3111381059454645
2015	7.026666666666659
2016	7.3100000000000005
2017	6.9580936460073595
2018	7.044120437496815
2019	7.563171866425391
2020	7.187343173134481
2021	6.5468201754386