Year	lending rate minus deposit rate, %
2005	8.961538461538499
2006	8.192321975995101
2007	8.18958333333335
2008	8.272638888888865
2009	8.61499999999997
2010	8.96153846153845
2011	8.7596153846154
2012	8
2013	8
2014	8.454583333333314
2015	8.63749999999997
2016	9.34648951965683
2017	9.084826350633834