Year	lending rate minus deposit rate, %
1982	4.129537244528941
1983	3.8828489221426503
1984	5.4833486880036695
1985	5.44810749909134
1986	6.041761546609401
1987	6.0600915464208205
1988	5.52071809298177
1989	6.371701543214981
1990	7.257926182360519
1991	7.128256465258549
1992	7.35826180727788
1993	8.0264842890491
1994	7.84796000286674
1995	6.7272942406935
1996	7.08583708452478
1997	7.079989586904951
1998	7.03388471098231
1999	7.087734725586551
2000	6.9259072515816
2001	7.06887879157594
2002	7.20825338941031
2003	7.27149468507464
2004	6.393033696862771
2005	6.69054697880844
2006	6.80861326364247
2007	6.7924846297503905
2008	6.73284952866692
2009	6.24720261439229
2010	6.312247137366439
2011	6.14432331331991
2012	6.5385272151940494
2013	6.706659313715761
2014	6.5089072274882
2015	7.18333333333333
2016	7.2225
2017	6.887499999999999
2018	6.66151633333333
2019	6.54737675
2020	6.2620426666666695
2021	5.924696249999999
2022	6.03290525
2023	5.92409975