Year	lending rate minus deposit rate, %
1980	4.2864267880739
1981	4.7606206586844895
1982	4.7606206586844895
1983	4.44604824099231
1984	5.394435982213491
1985	6.8698355376726505
1986	7.291211464655859
1987	7.238782728373829
1988	6.2669050704293
1989	6.714495365553529
1990	6.662066629271499
1991	6.774309177561389
1992	6.41620507298297
1993	5.887196790324641
1994	6.952401187927499
1995	6.369553486865831
1996	6.65892217573045
1997	6.895472984910329
1998	7.2036865714253
1999	6.894864689197731
2000	6.7814009457757205
2001	6.8495663178876
2002	6.8824975180320305
2003	7.72363937743203
2004	5.70872845393925
2005	5.52529576931908
2006	4.73961355743312
2007	4.682442331674519
2008	4.153041452622239
2009	4.161657103160651
2010	4.0234306360242496
2011	4.9797322494583
2012	4.459370347313791
2013	5.040107747075741
2014	6.097804451118961
2015	6.57391666666667
2016	6.73
2017	6.824999999999999
2018	6.781153333333339
2019	6.514156916666661
2020	5.4263343333333305
2021	4.889341249999999
2022	4.99693741666667
2023	4.6678865