Year	lending rate minus deposit rate, %
2002	9.016666666666666
2003	6.844999999999999
2004	8.08307500000002
2005	7.79519956384361
2006	7.105410941734701
2007	6.3353820724987155
2008	6.510879868967884
2009	6.4722460746378605
2010	6.117630756269564
2011	6.86517698626941
2012	5.786206378388539
2013	5.748560741679746
2014	5.80033594996855
2015	5.520079135729215
2016	5.8221911240060695
2017	5.423000014846557
2018	5.262512499999996
2019	5.71455
2020	4.926475
2021	4.523498437663985
2022	4.157584114233984
2023	5.057092808886376