Year	lending rate minus deposit rate, %
1985	7.867975276483499
1986	7.318464271756902
1987	7.380848469159801
1988	6.049532731905899
1989	8.220400057786001
1990	8.515181296281405
1991	6.2268593028969015
1992	5.675881007286399
1993	6.105167356073
1994	5.2208949949348025
1995	4.426011652599199
1996	3.885817972887901
1997	3.65227985822
1998	5.251542578410199
1999	4.0630744345404395
2000	5.64240389308463
2001	5.7036024927255395
2002	3.95842847695752
2003	3.44504124436592
2004	3.1895583076270997
2005	2.7459656327907203
2006	2.8935482501329295
2007	3.0610310610824794
2008	5.7725739672161795
2009	5.2030280838468
2010	3.0036394227720904
2011	3.7433142086030706
2012	4.26904475394998
2013	4.093008627156791
2014	4.178953073185779
2015	1.9063832775426501
2016	1.7732318489209398
2017	1.6136042386264
2018	1.47505517497305