Year	lending rate minus deposit rate, %
1986	8.858469852104598
1987	9.6944402730375
1988	8.586471558589203
1989	8.6645238907849
1990	8.128823663253698
1991	9.195604095563098
1992	10.047676336746203
1993	9.440509670079596
1994	10.441501137656399
1995	9.7376751990899
1996	10.211895904436801
1997	9.581886803185501
1998	9.021525028441403
1999	8.1008003412969
2000	6.640000000000001
2001	8.284999999999998
2002	7.38846499749547
2003	7.38376781175467
2004	7.2847233835549705
2005	7.546563104432249
2006	6.61870148600149
2007	7.367938050088771
2008	7.43454311154224
2009	6.86229118038421
2010	5.7196296069823
2011	6.956033850153649
2012	7.2292063659350605
2013	6.815568606295161
2014	6.77792788787981
2015	6.870748075446969
2016	7.86199921781088
2017	7.6964314327144105
2018	7.40632595659697
2019	7.271133005222229
2020	6.472434529011431
2021	7.26519874767553
2022	7.307385302941011
2023	7.817257376866598