Year	lending rate minus treasury bill rate, %
1980	1.5
1981	1.5
1982	1.5
1983	1.5
1984	1.5
1985	1.5
1986	1.5
1987	1.5
1988	1.5
1989	1.5
1990	1.5
1991	1.5
1992	1.5
1993	1.5
1999	1.5
2000	1.5
2001	1.5
2002	1.5
2003	1.5
2004	0.5833333333333304