Year	lending rate minus deposit rate, %
1988	-6.286275454268008
1989	216.91386000654984
1990	1820.45137185485
1991	499.98989044108896
1992	88.4924749272752
1993	50.0997905607586
1994	33.00037998196299
1995	20.4528573418702
1996	16.6328813054655
1997	15.8969846122665
1998	17.5122240805008
1999	18.7825476104495
2000	16.704166733841603
2001	15.06166666666663
2002	16.57369062191393
2003	17.18233163794217
2004	21.69123072548927
2005	22.11303954710133
2006	19.14038749999997
2007	17.93315972222227
2008	18.22648240204218
2009	16.687467499999972
2010	16.84648916666663
2011	15.011658333333328
2012	15.35897499999997
2013	14.611425
2014	11.92197500000003
2015	11.994652777777802
2016	11.551775000000001
2017	12.33290833333337
2018	11.197575
2019	10.7155
2020	11.07774166666663
2021	10.282924999999967
2022	7.7761833333333