Year	lending rate minus deposit rate, %
1994	11.3076923076923
1995	10.5576923076923
1996	7.8076923076922995
1997	7.8076923076922995
1998	7.8076923076922995
1999	8.8461538461538
2000	9.019230769230798
2001	8.961538461538499
2002	8.961538461538499
2003	8.961538461538499
2004	8.961538461538499
2005	8.961538461538499
2006	8.4198717948718
2007	8.923076923076898
2008	8.923076923076898
2009	8.923076923076898
2010	8.923076923076898
2011	8.769230769230798
2012	8
2013	8
2014	8
2015	8
2016	8
2017	8
2018	8
2019	8
2020	8.99999999999997