Year	lending rate minus deposit rate, %
1968	3.5
1969	3.5
1970	3
1971	3
1972	3
1973	3
1974	3
1975	3
1976	3
1977	3
1978	3
1979	3
1980	1.875
1981	1.5
1982	1.5
1983	1.5
1984	1.5
1985	1.5
1986	1.5
1987	1.5
1988	1.5
1989	1.5
1990	1.5
1991	1.5
1992	1.5
1993	1.5
1999	3.79166666666667
2000	4
2001	4
2002	4
2003	4
2004	4
2005	4
2006	3.8333333333333304
2007	3.5
2008	3.5
2009	3.5
2010	3.5
2011	3.5
2012	3.5
2013	3.5
2014	3.5