Year	lending rate minus deposit rate, %
1988	5.7851254124438345
1989	6.782247682776765
1990	6.9840201373899
1991	6.908000536128735
1992	7.459750268772964
1993	7.730565045500979
1994	7.88648000143337
1995	8.712616013393731
1996	7.92790010643235
1997	8.0302144349956
1998	8.667499999999999
1999	8.150833333333331
2000	8.34916666666667
2001	8.0041666666667
2002	7.7191666666667
2003	7.984999999999999
2004	7.2847233835549705
2005	7.546057315758475
2006	6.97824008781973
2007	6.91461110219025
2008	6.825097534222611
2009	7.33071957205894
2010	7.406263421662301
2011	7.178016925076825
2012	6.998383013249286
2013	6.861786361756595
2014	6.782183491956465
2015	7.159124999999994
2016	7.570323937005245
2017	7.5275
2018	7.107563019084459
2019	6.791108124999999
2020	6.384446695820095
2021	6.073333333333331
2022	5.98958333333333
2023	5.835000000000029