Year	lending rate minus deposit rate, %
2004	8.871602069989951
2005	7.77163550337065
2006	7.63999999999997
2007	7.666796241319302
2008	7.3252327981385985
2009	7.903749130968559
2010	8.75
2011	8.4898062781152
2012	7.85583333333337
2013	7.3943080712415306
2014	7.7695831301155955
2015	7.476887435081477
2016	7.570323937005245
2017	7.34307109768959
2018	8
2019	8.049236728716181
2020	8.618055555555568
2021	7.23439238412886