Year	lending rate minus deposit rate, %
1983	5.2945075758673905
1984	5.4833486880036695
1985	5.44810749909134
1986	6.041761546609401
1987	6.0600915464208205
1988	6.4083333333332995
1989	6.371701543214981
1990	6.9840201373899
1991	7.04169189469608
1992	7.35826180727788
1993	7.776204507673881
1994	7.17123303428907
1995	7.013216543535
1996	7.108107085989765
1997	7.206770955543415
1998	7.5802263036038005
1999	7.518333333333365
2000	8.036680099926505
2001	7.627184337046776
2002	7.90874904051646
2003	7.626450231650216
2004	6.52250000000003
2005	6.771224387858569
2006	6.856891468989845
2007	6.64046528771779
2008	6.23949696844628
2009	6.531631419114655
2010	6.80241770802444
2011	6.50781636766864
2012	6.5385272151940494
2013	6.524873498004055
2014	6.64767316176066
2015	6.897668575008071
2016	7.095
2017	6.865
2018	6.53773733333334
2019	6.476070177916631
2020	6.0300633398173
2021	5.47
2022	5.995202624999999
2023	6.101538274854185