Year	lending rate minus deposit rate, %
2013	7.80999999999997
2014	7.670833333333316
2015	7.398838370142145
2016	7.427500000000005
2017	7.325460074648375
2018	7.512708269210796
2019	7.61291666666665
2020	7.5775
2021	6.133424268235291