Year	lending rate minus deposit rate, %
1992	7.3999999999999995
1993	6.6499999999999995
1994	5.8950000000000005
1995	5.41
1996	5.027499999999999
1997	4.685
1998	4.16
1999	3.9
2000	3.7175
2001	3.5575000000000006
2002	3.4150000000000005
2003	3.3425000000000002
2004	3.1125
2005	2.715025
2006	2.58945555555555