Year	lending rate minus deposit rate, %
2013	3.0965999804147906
2014	3.109749262531592
2015	3.0022794355948803
2016	2.93628957867622
2017	2.9781993726889286
2018	2.915200173854832
2019	2.883878702918693
2020	2.759402578075728
2021	2.6585541466871927
2022	2.522580554087962