Year	lending rate minus deposit rate, %
1997	-58.92
1998	-44.7061703750976
1999	-42.714174165895315
2000	72.4
2001	25.950000000000003
2002	-21.00470663817405
2003	-13.901405971459472
2004	-12.2862142692134
2005	-11.93860835588033
2006	-13.20763259618458
2007	-8.22666666666667
2008	-10.09454813706271
2009	-8.51607350678756
2010	-6.44388888888891