Year	lending rate minus deposit rate, %
1996	3.7928389830507996
1997	3.9595338983050308
1998	4.4225564971751
1999	3.4690112994350297
2000	3.4100000000000295
2001	4.14333333333337
2002	5.6175
2003	5.949999999999999
2004	6.58916666666666
2005	5.969999999999999
2006	5.882499999999999