Year	lending rate minus treasury bill rate, %
1980	2.4686571947441607
1981	2.4686571947441607
1982	2.4686571947441607
1983	2.9918288644375703
1984	4.262388633693
1985	4.3371274436492
1986	4.710821493430201
1987	4.710821493430201
1988	4.299758038671101
1989	4.710821493430201
1990	5.047146138233099
1991	4.6853680321860995
1992	4.7968130358593
1993	5.4218397449356
1994	5.2331882751291
1995	4.5656845250305
1996	4.725113523488099
1997	4.790574321106201
1998	4.8070990509593
1999	5.046381861065701
2000	4.9644838851929
2001	4.626147288747299
2002	4.5626385220607
2003	6.1023845219297
2004	5.088041896219731
2005	4.73745868568079
2006	4.11667779068317
2007	3.8675828634256204
2008	3.9619160921970398
2009	3.5173940873631393
2010	4.228754342835279
2011	4.97321138669609
2012	5.4509089733020595
2013	6.00253132892116
2014	5.89050845222647
2015	6.37608333333333
2016	6.06416666666667
2017	5.89083333333333