Year	lending rate minus deposit rate, %
2004	6.5
2005	6.5135041666666655
2006	6.25
2007	6.2809
2008	6.1788496671066095
2009	6.002083333333335
2010	6.038958333333335
2011	6.116840800865901
2012	5.9448664843794
2013	5.89249999999997
2014	5.874166666666659
2015	5.8437414093405025
2016	5.741357790672735
2017	5.640867729558561
2018	5.710120758304999
2019	5.879666133404426