Year	lending rate minus deposit rate, %
1982	5.9238608056071005
1983	4.0147657415220195
1984	3.486177107561299
1985	3.0661770948456004
1986	6.59854119763801
1987	5.54671363969944
1988	4.716936727316329
1989	5.643860797129999
1990	4.64463289213
1991	6.6546326653674
1992	6.9473826445208795
1993	7.668034147475419
1994	8.958910299303511
1995	8.67356536012076
1996	7.92790010643235
1997	7.6264808736053995
1998	7.850728555326399
1999	7.622329346641401
2000	6.99433548327825
2001	7.13507241951508
2002	7.02394388029766
2003	7.964980823770861
2004	7.842456281741531
2005	7.53582989954556
2006	7.0560305709931
2007	6.91461110219025
2008	6.89189937922051
2009	6.58179122356335
2010	7.62904063554153
2011	7.53907562255182
2012	6.996766026498571
2013	6.908004117218029
2014	7.17844375442281
2015	7.36891666666666
2016	7.647499999999999
2017	7.555000000000001
2018	7.3244460833333305
2019	7.0348394999999995
2020	6.1692332500000004
2021	5.809906250000001
2022	5.75962625
2023	5.337422